Buying
Know what $250,000 buys before you tour a single house.
The payment, the taxes and the resale on any house in the greater Dayton area, worked out before you offer. First purchase or fifth, the math is the same.

Advice built on the numbers, the local market and what happens after you close.
I worked in banking before I sold a single house, so financing, cash flow and what a lender reads on your file are second nature. I also buy, renovate and sell houses in Dayton myself, which means I look at every deal the way an investor does: what it costs to hold, what it costs to fix, what it will be worth.


The approach
Comps, the tax bill, the monthly payment and what the house should resell for, pulled before you offer.
If the house is overpriced, the repair is a waste or backing out is the better move, I say so.
Strategy past the transaction: what you can comfortably carry, how to position a sale, and what happens after closing.
Sometimes the smart move is buying this spring. Sometimes it is selling the rental this year. Sometimes it is doing neither yet and spending twelve months on your credit first. The whole approach is the same math either way, and the same answer even when it does not end in a commission.
Buying
The payment, the taxes and the resale on any house in the greater Dayton area, worked out before you offer. First purchase or fifth, the math is the same.
Selling
Comparable sales, days on market and what buyers at your price point are doing right now set the number. Prep spending gets judged by what it returns, and so does every offer.
Homeward is free one on one coaching for anyone who wants to buy and is not ready yet: a written plan for your credit, savings and debt, and a check in every month. There is also a free one hour Homeward class at Dayton Metro Library.
$272,000
Median sale price
1,689
Homes sold in the month
3,072
Homes for sale
98.8%
Average sale to list price
Greater Dayton, July 2026, from the August 2026 market update.

I work across the greater Dayton area: Dayton itself, Miamisburg, Springboro, Centerville, Kettering, Beavercreek, Englewood and Vandalia, plus Oakwood, Bellbrook and Troy. Each community page carries the same facts: the county, the effective property tax rate, the housing styles and the drive to downtown Dayton and Wright-Patterson. No rankings. If your town is not listed, ask. I likely work there too.
About

Journal
Market updates for the greater Dayton area, what it costs to sell, what earnest money is, and where the data centers are going.
Market Insights · August 19, 2026
The July numbers for the greater Dayton area: a $272,000 median price, faster sales, a softer sale to list ratio, and why a nine unit project in Troy explains the market better than any single statistic.
Dayton · August 7, 2026
Is a data center coming to your Dayton neighborhood? Here's what buyers need to knowBuying · August 4, 2026
Buying a home in Beavercreek, Ohio: what to know before you start looking (2026 guide)Buying · July 28, 2026
Buying a home in Kettering, Ohio: what to know before you start looking (2026 guide)