Jenna Gray, REALTOR® with Plum Tree Realty, Dayton, Ohio

See what your money actually buys in the greater Dayton area.

Advice built on the numbers, the local market and what happens after you close.

Real estate is a financial decision. It should be treated like one.

I worked in banking before I sold a single house, so financing, cash flow and what a lender reads on your file are second nature. I also buy, renovate and sell houses in Dayton myself, which means I look at every deal the way an investor does: what it costs to hold, what it costs to fix, what it will be worth.

Jenna Gray, Dayton realtor, at her desk working through the numbers
Jenna Gray, Dayton realtor, at a kitchen island with her laptop

The approach

  • Real numbers

    Comps, the tax bill, the monthly payment and what the house should resell for, pulled before you offer.

  • Straight answers

    If the house is overpriced, the repair is a waste or backing out is the better move, I say so.

  • Smarter moves

    Strategy past the transaction: what you can comfortably carry, how to position a sale, and what happens after closing.

Sometimes the smart move is buying this spring. Sometimes it is selling the rental this year. Sometimes it is doing neither yet and spending twelve months on your credit first. The whole approach is the same math either way, and the same answer even when it does not end in a commission.

Homeownership starts before the house hunt.

Homeward is free one on one coaching for anyone who wants to buy and is not ready yet: a written plan for your credit, savings and debt, and a check in every month. There is also a free one hour Homeward class at Dayton Metro Library.

The Greater Dayton housing market, July 2026

  • $272,000

    Median sale price

  • 1,689

    Homes sold in the month

  • 3,072

    Homes for sale

  • 98.8%

    Average sale to list price

Greater Dayton, July 2026, from the August 2026 market update.

On the market

The properties I am selling right now.

Every property here has its own page, the full photo set, and a straight description of what it is.

3800 E Patterson Road, Beavercreek, Ohio, listing photo

For sale

$449,900

3800 E Patterson Road
Beavercreek, OH 45430

7.79 acres · Beavercreek

7.79 acres of land in Beavercreek.

A board and batten house with hydrangeas in the Dayton area, Jenna Gray on the porch

Same metro, different tax rate at every city line.

I work across the greater Dayton area: Dayton itself, Miamisburg, Springboro, Centerville, Kettering, Beavercreek, Englewood and Vandalia, plus Oakwood, Bellbrook and Troy. Each community page carries the same facts: the county, the effective property tax rate, the housing styles and the drive to downtown Dayton and Wright-Patterson. No rankings. If your town is not listed, ask. I likely work there too.

About

I renovate houses in Dayton, teach a free homebuying class at Dayton Metro Library, and give the same advice with or without a commission at the end of it. The rest of the story is a page away.

Jenna Gray, Dayton realtor, standing in the kitchen of a renovated home

Journal

The market, monthly, and the questions that come up in between.

Market updates for the greater Dayton area, what it costs to sell, what earnest money is, and where the data centers are going.

Market Insights · August 19, 2026

August 2026 market update

The July numbers for the greater Dayton area: a $272,000 median price, faster sales, a softer sale to list ratio, and why a nine unit project in Troy explains the market better than any single statistic.